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Here is a good study tip for college: To take advantage of the "hooking-on theory" before beginning any reading assignment thumb through the pages looking at headings, pictures, or charts, then read the chapter summary first (often found at the end of the chapter), and then finally the chapter. Your mind then knows where the chapter is going and you have a reference to 'hook' the new reading onto. People who do this understand and remember more of what they have read.
Most people have a social connection to home. Home
signifies independence, family connection, familiar routine, and comfort, because
it is a territory we have each built. I relate to this when I go in
vacation. It is so much fun to travel but after two weeks or so I want to be
home. Where one lives
also defines, to some extent, who we are. For example, it might reveal :
![]() | if we are a city or country person |
![]() | our love for gardening or music |
![]() | our hobbies or special talents and skills |
![]() | our educational level (books, art, or collectables) |
![]() | family composition (family pictures, furniture,
sports equipment, or if you're an an active young adult or grandparent) |
![]() | what you collect and value often points to who you are and much more |
Did You Know?
Many elderly take diuretic pills (commonly known as water pills) to help control
blood pressure and other heart conditions? The effect of this medication is frequent
trips to the bathroom to urinate. That's what the drug is supposed to do-- pull excess fluid out
of the body.
This pill can mistakenly be given in the evening resulting in multiple trips to
the bathroom all night long. It exhausts both the
elderly person and the caretaker. So, be sure to ask the doctor if diuretics or
water pills can be given in the morning, and check to see if you can delay a dose
for a special outing or special occasion day.
II. Environmental Needs When
Aging in Place:
Service
Elders may need help with everyday livings skills (ADL's) to remain at home. There are a variety of programs to assist. These include Older American Act programs (remember the aging network and the Area Agencies from week one's handouts?). Services might include: home delivered meals, lifeline (the "help I've fallen" buttons), chore workers, homemakers (for meal prep and housecleaning), utility bill and weatherization programs.
To find a specific service, call the local Area Agency on Aging or the California 800 elder care locator number: 800-677-1116. You can also use an internet search engine using the key words "elder care locator" and the city where you want services.
- Safety
Older homes may need adaptations to prevent accidents and to prolong independence.
- Physical Needs: Aging bodies often can adapt to an environment and remain independent with assistive devices and someone to assist coordination of their use. These include:
![]() | eyeglasses |
![]() | hearing aids |
![]() | dentures |
![]() | canes, walkers, grab bars, high rise toilet seats, and shower chairs |
![]() | telephone and doorbell amplification, brighter lighting |
![]() | clothes that open in front (especially bras and tops for women) |
Please refer to your handout
1. Home safety checklist
Younger people simply think of skilled nursing as the only option for elders leaving their homes but over the last 20 years there has been an increase in the options that bridge the gap between home and a nursing home (nursing homes are also referred to as a skilled nursing facility or SNF, because the facility offers nursing care and not just custodial or ADL care).
A. Typical Relocation Patterns While Active:
- Long-Term Care Defined
Traditionally LTC was defined as skilled nursing care and meant that one was institutionalized. Today it includes all the services and care an elderly person may need during the end stages of life. These services can be provided in a facility (institutionalized care) or in the community (non-institutionalized care).
- Non-institutional or community-based care can include a host of supportive services designed to help the elder age in place.
These services include:
![]() | custodial care ( ADL assistance) also called supportive care (described below) |
![]() | home delivered meals |
![]() | a chore-worker |
![]() | transportation |
![]() | home care; This includes skilled nursing care, requiring nursing or medical intervention, provided in the elder's home. |
Custodial and Supportive Care means hands-on assistance, such as: bathing, shampooing, dressing, light housekeeping, meal preparation, non-medical supervision (help up to the bathroom or to bed), monitoring health status, (calling the doctor or seeking care when needed) self-administered medications, and companionship.
![]() | It might also include Instrumental
Activities of Daily Living or IADL's which can include non-hands-on help, such as reading to the elder, or help in paying bills, providing transportation to the doctor, market, bank or post office. |
![]() | Normally, Medicare will not pay for these services on a long-term
basis. Instead, these expenses are paid by the elderly themselves (called out-of-pocket expense) or by Long-Term-Care Insurance. The Long Term Care Insurance option however, is used by less than 2% of the population. The need for Long Term Care Insurance is just beginning to come to the public's attention. |
Sometimes, home care can fill in between moves and keep an elder in his/her home longer. After an illness that requires a hospitalization, Medicare will pay for home care with a physician's orders.They will not pay for custodial care (long-term-care with ADL's), but short-term rehabilitation needs only. Many elders assign their Medicare benefits to an HMO. They often gain prescription coverage, but lose the extended home care options provided by Medicare.
Home care can include a nurse, physical therapist, occupational therapist, social worker and homemaker (they cook and serve meals and do light housekeeping and help with ADL's). IADL's typically are covered, too.
- There is a wide range of non-medical services designed to assist those who find it difficult to function independently due to illness or injury or just gradual diminishing capabilities.
These options can include:
![]() | Adult Day Health Care or ADHC - a center
where elders who live in the community spend the day for socialization
and meals. ADHC includes rehabilitation services in physical therapy,
occupational therapy, speech, and nutritional services. These services
are typically covered by Medicaid (not Medicare) for low income elders |
![]() | Meals may be delivered to their homes |
![]() | Lifeline may be used to
keep in contact in emergencies |
![]() | Paratransit can help with door-to-door transportation
(for disabled elders) and In-Home Supportive Services, or IHSS, assists low income elders with homemaking duties. |
![]() | Check the electronic handouts in week one, Area Agencies on Aging and click on services for a complete listing of programs offered. |
![]() | Get references, phone numbers, address, driver license, and
Social Security numbers. |
![]() | Have friends drop in for unscheduled visits. |
![]() | Don't get overly dependent on the worker. You might
find yourself in a bind needing help and not being comfortable with the current care giver.
Have a back up plan. |
![]() | If the person hired is not measuring up, notify the agency. |
![]() | Supervise their work personally when possible. |
![]() | Protect valuables and banking accounts.
Although most home-care workers are hardworking and honest people, some strangers have been known to carry off the assets in an elder's home one spoon at a time. It is often too late by the time someone notices that the house is becoming sparse. |
![]() | Recruit through a public agency such as a
college, church, senior center, or community center. |
![]() | Ads in newspapers are risky! One can be open to unscrupulous
thieves and elder abusers. |
![]() | Tap into local community-based long-term-care
services for referrals such as: the Area Agency services, Friendly Visitor Program, Telephone Reassurance, or public health agencies. |
Most of us assume that when our parents get old, they will either go to a nursing home or move in with us.This can bring up many issues for a family. If the relationship between parent and an adult child has never been close, moving them into the family home can create an escalation of these issues.
Privacy problems might develop for the younger family members as well as for the elder, and relationship strains with family members not living in the home may develop; especially if they are being counted on for respite, physical, and financial support.If relationships were never close, the pressure of care giving can increase the chance of elder abuse. If possible, a granny unit can be a better option. A granny unit can be attached or not attached to the main house and can increase independence and privacy.
- Mobile Homes - Mobil homes are usually less maintenance because they are newer and park maintenance cares for the grounds and services. Although less maintenance, elders often lose control over their housing costs because of rising rents. Elders also increase their chances of an unwanted second relocation when parks close or require limits on residents' activity levels. Some require that residents are mobile and active to remain in the park.
- Continuum of Care Retirement Community - These centers take care of elderly people from the time they move into an independent living apartment through their death . A CCRC provides step-down units that increase the levels of care as needed.
Did you know
In other levels of housing options, such as a senior housing units (independent living), the senior must remain ambulatory to qualify for residence. They must again relocate when the need for more help with activities of daily living arises.Can you imagine what this looks like for some elderly. They must remain independent to remain in their home. If not, they have to move. As a public health nurse in a small rural town I visited many elderly who were in independent living apartments who really needed assisted living. Because their facility did not provide a higher level of care they would hide in their apartments trying to mask an illness for fear someone would see them and force them to move to a higher level of care.
Check the electronic handout "Questions to Ask When Choosing A CCRC".There are typically three different levels of care:
![]() | Independent living; usually an apartment with a
small kitchen. Meals are provided either in a community dinning room, or the elder may cook simple menus in his/her room. |
![]() | Assisted Living Centers where meals, medications, and ADL
assistance is provided usually in a single private or semi-private room. |
![]() | Skilled Nursing - 24hr institutionalized care that involves the skills of a registered nurse. |
Upon admission to the CCRC, the elder must be able to live independently. For that reason careful planning is required to know when to move into a CCRC, before fragility becomes an issue. As a person becomes less independent, services are added and the level of care increases.
Often a residential care facility is a private home or a home purchased for the intended use of providing care for the elderly. A license to run a residential care facility is rather easy to obtain ( a few weeks of training and an examination).
RCFE's have become a popular alternative to institutional care for people who can afford to pay for the care. As of this date, there are no Medi-Cal or Medicare funds to pay for these facilities. However, there is a demonstration project in California for a Medical waver and there may more in the future, because they are a less costly alternative for elderly in nursing homes who do not need nursing care.
Many long-term-care insurance policies cover the costs of assisted living. Costs range from just under $1000.00 to several thousand dollars per month depending on the standard of care provided. Some are elaborate homes with pools and hot tubs while others are simple living quarters.
![]() | don't need constant medical care, but who can not
live alone |
![]() | are semi-independent physically and mentally |
![]() | are frail and need frequent assistance with ADL and IADL's |
![]() | need some health care monitoring or assistance with
medications |
![]() | can not maintain their own homes and need transportation |
Many think that RCFE's are a good middle ground between living in one's own home and skilled nursing.
This may be an important concept to control the high cost of institutionalization in the future.
3 extra credit points-- Read about the new trends in nursing homes in your text then design a model yourself. What would the home look like physically? Then explain at least 5 things that would make it unique. Make sure the subject of your post is 'EXTRA CREDIT'.
Long-Term-Care Insurance - Still Being Assessed if Worth the Cost
Long-term-care insurance can cover expenses for community or institutional based long-term-care. Some policies pay for home care, homemaker services, respite care and community-based programs. Premiums vary according to age, services covered, waiting periods before benefits kick in and inflation protection ( if the cost of living goes up, so does the coverage of the policy).
The rule of thumb for insurance cost is 5% of your annual income for premiums. Long-term-care insurance is not for everyone. If income and assets are low, it may be wiser to spend extra income so one can qualify for MediCal. This process is called divestment planning . Usually elder care attorneys help with this process. You can check this process at this web site. http://www.coverageglossary.com/pages/asset.htm Age 50 is suggested as the best time to purchase this insurance considering the balance between premiums and life expectancy.
Did You Know
Professor Renee Chevraux who has worked as a
Social Worker, in a rural area, and has many years experience working with
older adults in their homes; here is what she sees in the field about
LTC insurance.
Here is another reference
book on the subject: Thinking about a Nursing Home: A Consumers Guide to Long
Term Care. American Health Care Association, 120 L St., NW,
Washington DC 20005.
Inappropriate Placement
![]() | On-Loc and the Pace Model have been
pilot projects of Medicare for many years. Clients assign their Medicare payment to the program in exchange for on going, managed care. If you would like to learn more about this alternative check out their overview at this web site. It is highly praised and a model program. http://www.onlok.org/ |
That's it for this week. See you
at the Discussion Board. Sue